Working CapitalInventory Finance
Convert Inventory intoWorking Capital.
Inventory often represents one of the largest assets on a company’s balance sheet. Release capital otherwise tied up in stock while maintaining operational continuity.
Inventory Finance
BEST FOR:
Businesses holding eligible commodities, raw materials or finished goods as significant balance-sheet assets.
Unlock Capital Tied Up in Inventory
Inventory often represents one of the largest assets on a company’s balance sheet.
SPEC Finance’s Inventory Finance solutions enable businesses to access funding secured against eligible inventory, helping release capital otherwise tied up in stock while maintaining operational continuity.
Facilities may be structured around raw materials, work-in-progress or finished goods, subject to the nature of the assets, storage arrangements and transaction structure.
BENEFITS
What Inventory Finance delivers
Improved liquidity
Unlock cash held in stock before it converts to sales.
Better inventory utilisation
Carry the stock levels your demand justifies, funded sensibly.
Enhanced purchasing flexibility
Buy in volume or ahead of season when pricing is right.
Reduced working capital constraints
Free cash for operations while inventory funds itself.
Financing linked to commercial assets
Facilities secured against real, saleable inventory.
Operational continuity maintained
Keep production and fulfilment moving through demand cycles.
How It Works
Each transaction is structured individually following commercial, legal and credit assessment.
1
Eligible inventory is identified.
2
Inventory assessment is completed.
3
Security structure is established.
4
Financing facility is approved.
5
Funds are disbursed.
6
Inventory is monitored throughout the financing period.
Suitable inventory
Inventory Types
CommoditiesAgricultural productsIndustrial raw materialsFinished goodsManufactured productsWarehouse inventory
What types of inventory may be financed?
Eligibility depends upon the nature of the goods, marketability, storage arrangements, ownership and legal enforceability of the security.
Is warehouse monitoring required?
Monitoring requirements vary depending on the transaction structure, collateral profile and agreed security arrangements.
Turn stock into liquidity.
Connect with us about financing secured against your eligible inventory.
Request a Consultation