
Convert Inventory intoWorking Capital.
Inventory often represents one of the largest assets on a company’s balance sheet. Release capital otherwise tied up in stock while maintaining operational continuity.
Unlock Capital Tied Up in Inventory
Inventory often represents one of the largest assets on a company’s balance sheet.
SPEC Finance’s Inventory Finance solutions enable businesses to access funding secured against eligible inventory, helping release capital otherwise tied up in stock while maintaining operational continuity.
Facilities may be structured around raw materials, work-in-progress or finished goods, subject to the nature of the assets, storage arrangements and transaction structure.
What Inventory Finance delivers

How it works
Each transaction is structured individually following commercial, legal and credit assessment.

- Eligible inventory is identified.
- Inventory assessment is completed.
- Security structure is established.
- Financing facility is approved.
- Funds are disbursed.
- Inventory is monitored throughout the financing period.
Suitable inventory
Facilities secured against real, saleable stock — from raw materials through to finished goods awaiting despatch.
- Commodities
- Agricultural products
- Industrial raw materials
- Finished goods
- Manufactured products
- Warehouse inventory
Frequently Asked Questions
Eligibility depends upon the nature of the goods, marketability, storage arrangements, ownership and legal enforceability of the security.
Monitoring requirements vary depending on the transaction structure, collateral profile and agreed security arrangements.

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